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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
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ScoreTypeSourceThreadDateContentLocationsScraped Via
0post
Reddit
r/InsuranceClaims
—8/27/2025The denial letter just copy pasted the relevant clauses to the claim. They provided no physical evi...—apify_targeted
0post
Reddit
r/InsuranceClaims
—8/27/2025it may not be covered. really need to see their denial letter but betting that in your area there w...—apify_targeted
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Reddit
r/InsuranceClaims
USAA denying claim because they want to believe there was a flood8/27/2025USAA denying claim because they want to believe there was a flood My sump overflowed and my sewer b...—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/15/2025I mean if they didn’t lose that information why would reinspections be needed?—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/14/2025How can they continue to handle your claim if they lost all of the inspection documents? Re-inspecti...—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/14/2025Can you help me understand what re-inspections are for?—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/12/2025I agree it’s a bad look that they lost the previous file documents, but I’m not putting together how...—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/12/2025They didn't lose it as in, 'oh we can't find it', they lost it as in they no longer have access to t...—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/12/2025So I think folks missed the fact that they LOST all photos, measurements, and notes. This doesn’t m...—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/11/2025You must comply with reinspection, part of the terms of the contract. If you deny you will not have ...—apify_targeted
0post
Reddit
r/InsuranceClaims
—3/11/2025Reinspections are 100% normal and happen all the time. This is not a tactic to deny the claim. I...—apify_targeted
8post
Reddit
r/InsuranceClaims
Farmers wants to do a 2nd home inspection3/11/2025Farmers wants to do a 2nd home inspection Summary: -filed a claim last June 2024 (Farmers conside...—apify_targeted
0post
Reddit
r/InsuranceClaims
—7/23/2025My immediate thought was that the condo master policy would be involved. There is no mention of that...—apify_targeted
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Reddit
r/InsuranceClaims
—7/24/2025You should look ar all your options but also read the policy differences in condo insurance. Theres ...—apify_targeted
0post
Reddit
r/InsuranceClaims
—7/24/2025I am genuinely curious about this claim. As this is my first homeowners claim in 20+ years of home o...—apify_targeted
0post
Reddit
r/InsuranceClaims
—7/24/2025You seem to get upset when you dont like the answers... but people who handle claims and who give yo...—apify_targeted
0post
Reddit
r/InsuranceClaims
—7/22/2025That is speculation and conjecture. You can use less speculation to presume that there was at least ...—apify_targeted
0post
Reddit
r/InsuranceClaims
—7/22/2025The thing is, you nor your tenant would ever have been aware had the neighbor below not called the H...—apify_targeted
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Reddit
r/InsuranceClaims
—7/22/2025For more details: The licensed plumber who did the tear out cited damage to coverage A in damage to ...—apify_targeted
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Reddit
r/InsuranceClaims
—7/22/2025Unless the water flowed up or out and In to your unit and damaged your walls or floors, your policy ...—apify_targeted
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Reddit
r/InsuranceClaims
—7/23/2025Exactly what he said.—apify_targeted
0post
Reddit
r/InsuranceClaims
—7/22/2025As an adjuster I wouldn’t cover this. Your policy only covers damage to your property. You yourself ...—apify_targeted
0post
Reddit
r/InsuranceClaims
Is my homeowners insurance claim legitimate?7/22/2025Is my homeowners insurance claim legitimate? I own a rental condo insured by State Farm. On one spe...—apify_targeted
0post
Reddit
r/InsuranceClaims
—6/9/2020If it’s denied, Call an attorney that specializes in insurance claims. You could try a public adjus...—apify_targeted
0post
Reddit
r/InsuranceClaims
—6/9/2020Thanks—apify_targeted

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