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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
Keyword Config
ScoreTypeSourceThreadDateContentLocationsScraped Via
33post
Reddit
r/homeowners
—5/29/2025Sorry to hear this, numbers seem pretty in line with what we've heard. It's not a perfect solution b...—apify_targeted
33post
Reddit
r/homeowners
—5/29/2025You can search for other insurers but if you're on the FAIR plan already, I assume you previously ha...—apify_targeted
33post
Reddit
r/homeowners
—5/29/2025The Fair Plan is an insurer of last resort. It just took a huge hit with the Palisades and Altadena ...Altadena, Palisadesapify_targeted
90post
Reddit
r/homeowners
California Fair Plan5/29/2025California Fair Plan Anybody else see the increase of their home hazard insurance? Mine went up to ...—apify_targeted
0post
Reddit
r/homeowners
—6/7/2025Yeah your mortgagee should be listed on the policy. This is typically required in your mortgage term...—apify_targeted
0post
Reddit
r/homeowners
—6/7/2025[deleted]—apify_targeted
0post
Reddit
r/homeowners
—6/7/2025Insurance agents and brokers always carry e&o insurance yes, and sometimes (but not always) insu...—apify_targeted
0post
Reddit
r/homeowners
—6/6/2025If Mr. Cooper responsible for the lapse, don’t they have to pay for any fees or differences? I’ve re...—apify_targeted
0post
Reddit
r/homeowners
—6/6/2025What's the fix you want ? If they won't reinstate when you ask them too, they won't reinstate if Mr...—apify_targeted
90post
Reddit
r/homeowners
Mr Cooper didn’t pay, California Fair Won’t Reinstate6/6/2025Mr Cooper didn’t pay, California Fair Won’t Reinstate Mr. Cooper, the Mortgage company and our Escr...—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025The best insurance you can have is prevention - Replace the roof. Nobody wants a 22 year old roof be...—apify_targeted
0post
Reddit
r/homeowners
—12/13/2025The license is a thing and should be reported if they don’t have one and the job is over $1,000 but ...—apify_targeted
0post
Reddit
r/homeowners
—12/22/2025Travelers won’t write that in a lot of states.—apify_targeted
0post
Reddit
r/homeowners
—12/13/2025Ironically, they are insured and have liability insurance. BUT there is no proof they have an active...—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025I'm spit-balling here, so forgive anything dumb .... Really just trying to help, as I've been in sit...—apify_targeted
0post
Reddit
r/homeowners
—12/13/2025*This post was mass deleted and anonymized with [Redact](https://redact.dev/home)* correct plant lu...—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025PA—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025What state? Curious.—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025Just bought a house with a 25+ year old roof and our agent set us up with Travelers. Deductible is l...—apify_targeted
0post
Reddit
r/homeowners
—12/13/2025I would also add that the contractor should have insurance and this is exactly what it is for, so re...—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025This is probably your best bet unfortunately - forced insurance is crazy expensive and has terrible ...—apify_targeted
0post
Reddit
r/homeowners
—12/13/2025This is exactly the kind of nightmare scenario that makes me paranoid about insurance company "prefe...—apify_targeted
0post
Reddit
r/homeowners
—12/21/2025Try to spring for the roof repair now is what I will recommend. You may end up with forced insurance...—apify_targeted
8post
Reddit
r/homeowners
—12/12/2025Really sorry you're going through this. Start by filing a complaint with the CA Contractors Board if...—apify_targeted
0post
Reddit
r/homeowners
best homeowners insurance 2026 for a home with a 22 year old roof, our homeowners insurance just got non renewed because of our roof.12/21/2025best homeowners insurance 2026 for a home with a 22 year old roof, our homeowners insurance just got...—apify_targeted

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