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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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redditr/homeownersposthomeownerScore: 90

California Fair Plan

California Fair Plan Anybody else see the increase of their home hazard insurance? Mine went up to $3463, and that’s just the hazard part. My monthly payments increased $538. A year or two ago it went up $250! So my mortgage payments went from $1990 up to $2778 in the span of two years! Is there anything I can do? I’m gonna try shopping around but I doubt any provider is gonna be significantly cheaper? I’m thinking about selling because this is gonna create a huge financial burden… thanks in advance good luck to us all
Source URL
https://www.reddit.com/r/homeowners/comments/1kye5su/california_fair_plan/
Post Date
5/29/2025, 3:46:30 PM
Scraped At
3/15/2026, 9:25:18 AM

Metadata

{
  "score": 0,
  "title": "California Fair Plan",
  "subreddit": "homeowners",
  "num_comments": 7,
  "scrape_method": "apify_targeted"
}

Scrape Run

reddit — completed — 1798 posts collected