best homeowners insurance 2026 for a home with a 22 year old roof, our homeowners insurance just got non renewed because of our roof.
best homeowners insurance 2026 for a home with a 22 year old roof, our homeowners insurance just got non renewed because of our roof.
we got a letter stating our policy wont be renewed when it expires in early 2026 due to the age and condition of our roof. the roof is 22 years old but we had an inspection last year that said it has 3 5 years of life left. we were planning to replace it in 2027. now we are panicking.
we need to shop for new insurance that will cover us with this older roof, and we need it by 2026. searching for best homeowners insurance 2026 feels pointless because our situation is now a huge red flag. we have never filed a claim. our credit is good. but the roof is all they seem to care about.
we feel stuck between a massive roof bill and the legal requirement to have insurance. any guidance is desperately needed.
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"title": "best homeowners insurance 2026 for a home with a 22 year old roof, our homeowners insurance just got non renewed because of our roof.",
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