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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
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0comment
Reddit
r/REBubble
—5/28/2023I just did a month ago as well, same situation. Looks like it’s about to be 24K a year for fire now…...—apify
33comment
Reddit
r/REBubble
—5/28/2023Sucks to see. Glad I got a policy with them in 2021. They were the only ones that would insure so I ...—apify
25article_repost
Reddit
r/REBubble
State Farm Halts Home-Insurance Sales in California5/28/2023State Farm Halts Home-Insurance Sales in California [WSJ Article](https://www.wsj.com/articles/stat...LAapify
8post
Reddit
r/CAInsuranceHelp
Home Insurance Gets Dropped for Backyard Clutter:1/6/2026Home Insurance Gets Dropped for Backyard Clutter: We recently spoke with someone whose parents were...—apify
0comment
Reddit
r/InsuranceClaims
—8/14/2025Thanks for that. Point #2 is what gives me stress hives and keeps me up at night.—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025I'm convinced we have to stop insuring homes in PML locations. Like we build homes on the beach in ...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025I’ve owned 3 insurance agencies (2 captive and 1 independent) in my life and I got out of the busine...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025You're welcome. I don't like it either, but it's worth understanding that it's a complicated issue, ...—apify
0comment
Reddit
r/InsuranceClaims
—8/14/20251. People who intend to sue don’t threaten. A process server just shows up at your door one day and ...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025Thanks for the info! I don’t like it, but it is informative.—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025Kim thing happened to us just close the billing permit and got hit with a hailstorm two weeks ago so...—apify
0comment
Reddit
r/InsuranceClaims
—8/15/2025Tell this guy to screw off and get lost. This is nuts and so is this dude. Stop communication. If he...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025Id love to get concrete,  structurally I'm not sure my house would support it and concrete roofers a...—apify
0comment
Reddit
r/InsuranceClaims
—8/14/2025This would fall under the plumbers contracting insurance if anything lol.—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025Part of the issue is just doing the same thing over and over. I just had a roof replaced last year f...—apify
0comment
Reddit
r/InsuranceClaims
—8/14/2025Though it’s not what I wanted to hear, I hear you. Thanks for your take on it.—apify
0comment
Reddit
r/InsuranceClaims
—8/15/2025I am 100% correct, and I'll prove it. Below is a link to an expert attormey that specializes in ins...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025Farmers has a %deductible for roofs (and wind), I'm at 1% but they moved it to 2% for new customers ...—apify
0comment
Reddit
r/InsuranceClaims
—8/15/2025I think you’re way off. You have no duty to inform insurance of some verbal threats. A lot needs to ...—apify
8comment
Reddit
r/InsuranceClaims
—8/14/2025I can't speak to the insurance liability aspect of this situation, but it is really expensive to lit...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025See if you can set your wind and hail deductible at $10k. Although the savings for raising deductib...—apify
0comment
Reddit
r/ColoradoSprings
—8/20/2025This makes me wish I could exclude my roof from coverage, since I usually fix and replace it myself....—apify
0comment
Reddit
r/InsuranceClaims
—8/14/2025Yes, sorry I elaborated in a different reply before I saw this. He’s saying the excavation made his...—apify
0post
Reddit
r/ColoradoSprings
Homeowners insurance in CO8/19/2025Homeowners insurance in CO I have worked for multiple companies in property insurance, writing poli...—apify
0comment
Reddit
r/InsuranceClaims
—8/14/2025Can you provide a bit more information on the issue?—apify

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