Bodine & Co.|Social Scraper/ca-es-insurance

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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
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ScoreTypeSourceThreadDateContentLocationsScraped Via
8post
Reddit
r/Insurance
—9/20/2019They're not really getting away with anything. They want to insure you but with insurance, past even...—apify_targeted
0post
Reddit
r/Insurance
—4/21/2024if they raised your rates, they still have time to make money off you before they drop you. Long ter...—apify_targeted
60post
Reddit
r/Insurance
California homeowners insurance in high fire danger areas9/20/2019California homeowners insurance in high fire danger areas I’m one of the many unlucky California ho...—apify_targeted
0post
Reddit
r/Insurance
—4/22/2024Murphy's Law - Whatever can go wrong, will go wrong. When you raise deductibles and/or eliminate co...—apify_targeted
0post
Reddit
r/Insurance
—4/21/2024Raising our deductible is a start, but you have to make sure the $ you save is worth it AND you have...—apify_targeted
8post
Reddit
r/Insurance
Can changing deductables/coverage of homeowners policy upset the company enough to non-renew?4/21/2024Can changing deductables/coverage of homeowners policy upset the company enough to non-renew? We li...—apify_targeted
8post
Reddit
r/Insurance
—8/20/2025Thank you! Curious what you mean by "the first to get their filing approved?" Are they considered an...—apify_targeted
0post
Reddit
r/Insurance
—8/20/2025Obie was just the first to get their filing approved - they also specialize in only that market. The...—apify_targeted
60post
Reddit
r/Insurance
OBIE - much cheaper than CA fair plan, any red flags?8/20/2025OBIE - much cheaper than CA fair plan, any red flags? I've been having trouble finding insurance fo...—apify_targeted
0post
Reddit
r/Insurance
—3/3/2024Except because of climate change we are having weather and fire events that used to happen every 100...—apify_targeted
0post
Reddit
r/Insurance
—3/3/2024And I get that. But we have now increased the numbers of people forced to buy fire insurance, we ha...—apify_targeted
8post
Reddit
r/Insurance
—3/3/2024Because there will always be fires in California—apify_targeted
8post
Reddit
r/Insurance
—3/3/2024Over course nobody is out of the woods on the Gulf coast because there will always be hurricanes. I...—apify_targeted
0post
Reddit
r/Insurance
—3/3/2024Minimal structures destroyed by fire in one year doesn’t mean the fire risk is gone. policy pricing ...—apify_targeted
50post
Reddit
r/Insurance
—3/5/2024It depends on the insurance carrier. I have no idea about the CA FAIR plan.some companies need to po...—apify_targeted
0post
Reddit
r/Insurance
—3/3/2024Thank you for that. I am just trying to get current. So how many losses are there? If they need t...—apify_targeted
0post
Reddit
r/Insurance
—3/3/2024Cost to rebuild is on the rise. What most people don't understand is the totality of the claim payou...—apify_targeted
50post
Reddit
r/Insurance
—3/3/2024That may be. But CA Fair Plan has to be rolling in money by growing so much in recent years post th...—apify_targeted
50post
Reddit
r/Insurance
—3/3/2024The cost of reinsurance hasn't gone down. It's actually increased as capacity continues to dry up. ...—apify_targeted
60post
Reddit
r/Insurance
CA Fair Plan-I don't understand the math.3/3/2024CA Fair Plan-I don't understand the math. CA Fair plan premiums have gone through the roof. This y...—apify_targeted
0post
Reddit
r/Insurance
—4/9/2025Ya, as long as the writing company is A rated. But the surplus lines taxes and stamping fees and bro...—apify_targeted
0post
Reddit
r/Insurance
—4/9/2025I underwrite property for an MGU. Doesn’t mean anything about credibility and solvency. What matters...—apify_targeted
80post
Reddit
r/Insurance
—4/8/2025I'd lean going with the FAIR plan + DIC policy with Farmers. Motion is a MGU and not an insurance c...—apify_targeted
0post
Reddit
r/Insurance
—9/10/2025Ours went down $700. We had a $150k claim last year.—apify_targeted
33post
Reddit
r/Insurance
—4/9/2025The FAIR plan is backed by reinsurance, and beyond that, the ability to assess other admitted carrie...—apify_targeted

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