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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
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ScoreTypeSourceThreadDateContentLocationsScraped Via
8post
Reddit
r/HomeInsurance
Kin Insurance reviews or opinions in Reseda California?1/8/2026Kin Insurance reviews or opinions in Reseda California? I've been hearing stories about how Farmer'...—apify_targeted
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Reddit
r/HomeInsurance
—1/9/2026[deleted]—apify_targeted
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Reddit
r/HomeInsurance
—1/9/2026[deleted]—apify_targeted
8post
Reddit
r/HomeInsurance
—1/13/2026Well, with a 36% increase, the big insurers might not try to leave after all. I just went through c...—apify_targeted
33post
Reddit
r/HomeInsurance
—12/4/2025Great info and thanks for sharing. Is there a directory or FAIR plan brokers?—apify_targeted
100post
Reddit
r/HomeInsurance
California FAIR Plan12/4/2025California FAIR Plan Spent the past month and half researching the plan, figured I'd break down eve...LAapify_targeted
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Reddit
r/Insurance
—2/22/2025Thanks. If the insurance company authorizes a lesser amount for the pack out, storage,etc, does the ...—apify_targeted
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Reddit
r/Insurance
—4/10/2025In tandem with a local agent, try searching for high risk homeowners insurance agent that does this ...—apify_targeted
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r/Insurance
—4/9/2025Thank you for the reply. I will reach out to an independent agent here locally.—apify_targeted
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r/Insurance
—4/9/2025They are going to determine where they want to write risk. They have told you they don't wish to do ...—apify_targeted
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r/Insurance
—2/22/2025Famous last words. I’m an adjuster and have been working the Palisades and Eaton fires. Every condo ...Eaton, Palisadesapify_targeted
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Reddit
r/Insurance
—2/21/2025Yes, he know the limits and assures me that we’ll be fine.—apify_targeted
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r/Insurance
—2/21/2025Does the adjuster know your policy language, exclusion and sub limits? They may just value your dam...—apify_targeted
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Reddit
r/Insurance
—2/21/2025Personal property limit is $160K. Do you think this will end up being a negotiation between the pub...—apify_targeted
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Reddit
r/Insurance
Progressive (ASI) Non-Renewal for Wildfire Risk4/9/2025Progressive (ASI) Non-Renewal for Wildfire Risk Hello, I'm in Oregon and hoping to get some insig...—apify_targeted
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Reddit
r/Insurance
—2/21/2025Blah, public adjusters are like the ambulance chasing attorneys of the insurance world. They exagg...—apify_targeted
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Reddit
r/Insurance
—2/21/2025Public adjusters take a percentage of your insurance settlement and as such tend to estimate on the ...—apify_targeted
17post
Reddit
r/Insurance
California wildfire victim2/21/2025California wildfire victim Hello friends, We have a 2 bedroom, 2 bath, 1800 sq ft condo that was ...Los Angelesapify_targeted
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Reddit
r/Insurance
—5/17/2025Insurance is a pool of people sharing risks, so no it isn't "unfair."—apify_targeted
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r/Insurance
—5/17/2025Your rate is based on the estimated replacement cost of your home. The dept of insurance recently st...—apify_targeted
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r/Insurance
—5/17/2025People in those areas DO pay higher premiums, but there’s simply not enough policy holders in those ...—apify_targeted
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r/Insurance
—1/10/2025Yes, because it costs more to rebuild a home after a disaster when supply chains are strained and ma...Los Angelesapify_targeted
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r/Insurance
—5/17/2025The point of insurance is to pool risk across the risk group. Living in a wildfire prone area shoul...—apify_targeted
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Reddit
r/Insurance
—1/10/2025Agreed, but no one in los Angeles is losing a 300k home. Those don't exist. Starter homes are 3x tha...Los Angelesapify_targeted
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Reddit
r/Insurance
—1/10/2025Most likely state government. Same things you see in Florida, Louisiana, Georgia, Texas, etc. They'r...—apify_targeted

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