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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
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ScoreTypeSourceThreadDateContentLocationsScraped Via
17post
Reddit
r/bayarea
—6/29/2024While I do think rural customers should pay more for utilities (especially people living in the moun...Bay Area, Napaapify_targeted
8post
Reddit
r/bayarea
—6/29/2024Urban dense communities paying 30-50% more in utility rates and insurance premiums to subsidize rura...—apify_targeted
8post
Reddit
r/bayarea
Home insurance. PG&E bills. Cal Fire taxes. California wildfires are costing every resident a vast amount of money [gift link]6/29/2024Home insurance. PG&E bills. Cal Fire taxes. California wildfires are costing every resident a va...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025I'm a renter so I don't know, but is insurance mandatory? Couldn't you just live there and cross you...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025I lived there too, from 2019-2014. It’s beautiful up there and we had a cute little dog community. ...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025Got it, thanks for clarifying.The insurance situation has definitely become a major pain point for a...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025OP spoke was talking about challenges to getting insurance and so was I.—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025How is it a mess? That’s a broad statement—apify_targeted
0post
Reddit
r/bayarea
—9/23/2023It’s equitable pricing at the state level. I thought this was the way of the future?—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025Above the 580 it is amazing. WTF you talking about—apify_targeted
50post
Reddit
r/bayarea
—9/23/2023The 85% figure is not put clearly, or just a bit complicated itself. It's 85% of statewide market s...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025Ditto! I sold mine in 2005 and haven’t looked back. One of my friends still lives there and it’s a m...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025We used to have that crazy extra insurance and recently stopped offering it at all. We used to have ...—apify_targeted
0post
Reddit
r/bayarea
—11/21/2025It’s the Parkwoods. I used to live there and thank goodness I sold at the top a few years ago. I wou...—apify_targeted
0post
Reddit
r/bayarea
—9/23/2023It isn’t sensible. It’s ridiculous. But it gives lots of room to negotiate—apify_targeted
0post
Reddit
r/bayarea
—11/20/2025There was a recent article about a big condo complex up there that just can't get fire insurance and...—apify_targeted
0post
Reddit
r/bayarea
Why are home in the Oakland hills so cheap?11/20/2025Why are home in the Oakland hills so cheap? You see 3-4 bedroom homes for $800k. Is it the bad scho...Oaklandapify_targeted
8post
Reddit
r/bayarea
—9/24/2023>Doesn’t this just make things worse for them and encourage remaining insurers to leave? This in...—apify_targeted
0post
Reddit
r/bayarea
—9/23/2023Yeah but what I don’t get how is this a sensible opening position for them to come back? Doesn’t thi...—apify_targeted
8post
Reddit
r/bayarea
—9/23/2023So has Allstate. Pretty sure CA would like them to come back—apify_targeted
0post
Reddit
r/bayarea
—9/23/2023State Farm has already left though, won’t this just keep them out?—apify_targeted
0post
Reddit
r/bayarea
—9/23/2023Yes this plan also enables, almost encourages, vast amounts of **new** development in fire prone and...—apify_targeted
8post
Reddit
r/bayarea
—9/22/2023That must be his opening offer planning on future negotiations because that is just ridiculous. T...—apify_targeted
33post
Reddit
r/bayarea
—9/22/2023​ >Lara said his plan is to require insurance companies to write policies for no less...—apify_targeted
8post
Reddit
r/bayarea
This plan will mean much higher home insurance (and rents) for folks in fire-safe locations: Wildfire-prone California to consider new rules for property insurance pricing9/22/2023This plan will mean much higher home insurance (and rents) for folks in fire-safe locations: Wildfir...—apify_targeted

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