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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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redditr/InsurancepostmixedScore: 17

California wildfire victim

California wildfire victim Hello friends, We have a 2 bedroom, 2 bath, 1800 sq ft condo that was damaged in the wildfires in Los Angeles last month. Smoke damage throughout and water damage to about 2/3rds of the walls and floors. The walls need to be opened up and the floor replaced. I am working with a public adjuster who got an estimate for the pack out, cleanup, inventory, 1 yr storage and then returning everything to its original location. This excludes clothing and artwork. That estimate is $80K which strikes me as extraordinarily high but which he says is the market rate. I would greatly appreciate feedback on this. Thanks!
Source URL
https://www.reddit.com/r/Insurance/comments/1iv2d2f/california_wildfire_victim/
Post Date
2/21/2025, 9:33:34 PM
Scraped At
3/15/2026, 8:44:58 AM
Locations
Los Angeles

Metadata

{
  "score": 0,
  "title": "California wildfire victim",
  "subreddit": "Insurance",
  "num_comments": 9,
  "scrape_method": "apify_targeted"
}

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reddit — completed — 144 posts collected