California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Type	Source	Thread	Date	Content	Locations	Scraped Via
comment	Reddit r/California	—	9/22/2023	Good point	—	apify
post	Reddit r/altadena	—	10/23/2025	Fuck State Farm.	—	apify_targeted
comment	Reddit r/California	—	9/23/2023	Also not the quality coverage.	—	apify
post	Reddit r/InsuranceClaims	—	6/9/2020	Thanks	—	apify_targeted
comment	Talkirvine.com	—	5/14/2021	Deductible is $5000 Replacement cost 475K Dwelling coverage 475K Personal property 350K Loss of use ...	—	beautifulsoup
post	Reddit r/PacificPalisades	—	1/10/2025	Make sure everyone is wearing respirators and full body suit. The ash from the building materials ...	—	apify_targeted
post	Reddit r/sanfrancisco	—	9/12/2020	Better hurry before the sprinkler system drowns out all the crops	—	apify_targeted
post	Reddit r/PacificPalisades	—	1/18/2025	Will any do motorcycles?	—	apify_targeted
post	Reddit r/sandiego	—	1/31/2024	[deleted]	—	apify_targeted
post	Reddit r/Insurance	—	1/10/2025	That’s probably a good estimate for an average home in this area, but it really depends on the build...	—	apify_targeted
post	Reddit r/InsuranceClaims	—	7/12/2025	Yup one collision so if their insurance limit is 50k you are screwed. This is a pretty common occurr...	—	apify_targeted
comment	Reddit r/homeowners	—	1/10/2025	Yup as the article says reassurance rolls back to the 14th century. Insurance companies can and alw...	—	apify
post	Reddit r/santarosa	—	2/4/2025	[removed]	—	apify_targeted
post	Reddit r/legaladvice	Mortgage company put my home in foreclosure - need advice, California	12/16/2022	Mortgage company put my home in foreclosure - need advice, California We refinanced our home 2 year...	—	apify_targeted
comment	Reddit r/California	—	2/23/2026	This is an extremely common phenomenon, upper middle class and upper class people tend to describe o...	—	apify
post	Reddit r/Sacramento	—	8/8/2025	You got very lucky.	—	apify_targeted
post	Reddit r/altadena	—	11/7/2025	Given my experience with CFP with a burned but structurally intact home after Eaton - avoid CFP any ...	Eaton	apify_targeted
comment	Reddit r/LosAngeles	—	1/8/2025	There’s a new Fire Megathread that you might want to repost this comment to: https://www.reddit.com/...	—	apify
comment	Reddit r/YouShouldKnow	—	5/5/2025	C.Y.A.: Cover Your Ass	—	apify
post	Reddit r/grassvalley	—	4/27/2025	Been here for about a year, and I've watched places we looked at originally just.....sit. Either the...	—	apify_targeted
post	Reddit r/Sacramento	—	8/8/2025	I was charged $2200 for an ambulance ride in 2019. I wrote the fire chief and explained my financial...	—	apify_targeted
post	Reddit r/Sacramento	—	3/28/2025	I did in person at their office at the time but was a few years back. Imagine it's still possible at...	—	apify_targeted
post	Reddit r/InsuranceClaims	—	1/13/2026	Clearly that I committed fraud	—	apify_targeted
comment	Reddit r/LosAngeles	—	1/8/2025	Where are you seeing this	—	apify
post	Reddit r/PacificPalisades	For fire victims only (one family): temporary relocation to Fresno area	1/10/2025	For fire victims only (one family): temporary relocation to Fresno area Firstly, deepest condolence...	Fresno	apify_targeted

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