California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Type	Source	Thread	Date	Content	Locations	Scraped Via
post	Reddit r/homeowners	—	9/9/2024	Agree. No wonder why major insurance companies left. I was ready that they were losing money every t...	—	apify_targeted
post	Reddit r/homeowners	—	6/6/2025	If Mr. Cooper responsible for the lapse, don’t they have to pay for any fees or differences? I’ve re...	—	apify_targeted
post	Reddit r/Sacramento	—	7/21/2022	I encourage you to reach out to actual professionals and experts before presenting this in any setti...	—	apify_targeted
post	Reddit r/California	—	11/11/2020	Infrastructure?	—	apify_targeted
post	Reddit r/homeowners	—	10/3/2025	Hi I’m in a similar situation. What did you end up going with?	—	apify_targeted
post	Reddit r/homeowners	—	7/17/2024	There website is down anyone else ?	—	apify_targeted
post	Reddit r/California	—	2/15/2022	Definitely true. I’d love to live in the mountains like I did before in trinity county but my girlfr...	—	apify_targeted
post	Reddit r/California	—	12/31/2024	It wasn’t good for a very small minority of people. State Farm canceled 72,000 policies which was 2%...	—	apify_targeted
post	Reddit r/homeowners	—	1/10/2025	glad to see this thread alive again. Pretty good twitter thread on the subject: [https://x.com/kimma...	—	apify_targeted
post	Reddit r/California	—	1/18/2025	But with the recent legal changes to insurance laws, aren’t insurers now allowed to raise rates more...	—	apify_targeted
post	Reddit r/homeowners	—	9/9/2024	[removed]	—	apify_targeted
post	Reddit r/homeowners	—	10/4/2025	Ended up just going with CFP and praying nothing happens lol	—	apify_targeted
post	Reddit r/California	—	11/12/2020	Sorry. My "infrastructure" comment was because he originally wrote "info structure". I agree ...	—	apify_targeted
post	Reddit r/California	—	11/10/2020	[deleted]	—	apify_targeted
post	Reddit r/California	—	2/15/2022	[deleted]	—	apify_targeted
post	Reddit r/sandiego	—	4/22/2025	My heart is with Ukraine. I hope when the real rebellion finally begins, your hearts are with us.	—	apify_targeted
post	Reddit r/homeowners	—	6/8/2025	When servicing rights are transferred the seller is supposed to notify the insurance companies of th...	—	apify_targeted
post	Reddit r/California	—	11/3/2024	>Raised home construction is the fix for flood prone areas. People just hate it Difficult for se...	—	apify_targeted
post	Reddit r/California	—	2/16/2022	>Orange County Checks out	Orange County	apify_targeted
post	Reddit r/homeowners	—	4/8/2024	they did change portals, you might be using their old portal! if anything, call in and speak to a li...	—	apify_targeted
post	Reddit r/California	—	1/18/2025	The re-insurance only covers $5.78B. Total losses in this fire so far are up to $45B. Not all of tha...	—	apify_targeted
post	Reddit r/California	—	8/30/2024	> Insurers are pricing things appropriately. If anything insurance is probably one of the indust...	—	apify_targeted
post	Reddit r/California	—	12/31/2024	No insurance company left the state. They threatened and we got sold out.	—	apify_targeted
post	Reddit r/California	—	5/14/2025	That’s a bad thing?	—	apify_targeted
post	Reddit r/santarosa	—	10/2/2020	I am, licensed in Property & Casualty and Life & Health. His advice is sound. We are recomm...	—	apify_targeted

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