Bodine & Co.|Social Scraper/ca-es-insurance

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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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Posts from reddit

4334 total
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ScoreTypeSourceThreadDateContentLocationsScraped Via
50post
Reddit
r/California
—2/12/2025Some of this is not quite accurate. The CAFAIR plan is not cheaper than private insurance in Califor...—apify_targeted
0post
Reddit
r/California
—2/12/2025All private insurance is, is actuarial math about the risks that a covered event occurs multiplied b...—apify_targeted
0post
Reddit
r/California
—2/12/2025Which is why insurance exists. Without insurance we could not have inflation and the economy would c...—apify_targeted
8post
Reddit
r/California
—2/12/2025State regulators control all of the pricing, risk acceptance, and market exposure. It may be “run” b...—apify_targeted
0post
Reddit
r/California
—2/12/2024I am not a conspiracy theorist, but this crossed my mind. The banks and the insurance industry in ca...—apify_targeted
0post
Reddit
r/California
—2/12/2024Exactly—apify_targeted
0post
Reddit
r/California
—2/12/2024Yep, great way to transfer homes to Corps and Developers. Get people out of their homes.—apify_targeted
0post
Reddit
r/California
—2/12/2024Not if that house is uninsurable—apify_targeted
0post
Reddit
r/California
—2/12/2024Banks don’t want to foreclose. They don’t want the asset on their balance sheet, and they’re horrib...—apify_targeted
0post
Reddit
r/California
—2/12/2024>That's a fast way to bankrupt a member of the middle class and to take away their home That's t...—apify_targeted
90post
Reddit
r/California
—2/14/2024In our case we had to purchase two policies - one California Fair Plan policy for fire insurance and...—apify_targeted
33post
Reddit
r/California
—2/14/2024It’s worth noting that the fair plan is not a cheap alternative to normal insurance, it’s usually al...—apify_targeted
90post
Reddit
r/California
—2/11/2024We live in a community in a Very High fire hazard severity zone. The premium on the California Fair...—apify_targeted
33post
Reddit
r/California
—2/11/2024Home-ownership is one of the recent American dream iterations. >But Messineo said he couldn’t ge...—apify_targeted
50post
Reddit
r/California
California homeowners turning to Fair Plan insurance face delays — The delays are forcing them to go uninsured, so mortgage lenders are putting them on force-placed insurance, which can cost thousands of dollars a month2/11/2024California homeowners turning to Fair Plan insurance face delays — The delays are forcing them to go...—apify_targeted
0post
Reddit
r/California
—11/3/2024Do you know how long an ADA ramp would have to be, going to a second story? 1:12. 1 foot elevation, ...—apify_targeted
0post
Reddit
r/California
—11/3/2024Fun fact, if there's an ada compliant ramp in place and FEMA is raising the house they have to inclu...—apify_targeted
0post
Reddit
r/California
—11/3/2024>Raised home construction is the fix for flood prone areas. People just hate it Difficult for se...—apify_targeted
0post
Reddit
r/California
—11/3/2024Raised home construction is the fix for flood prone areas. People just hate it—apify_targeted
0post
Reddit
r/California
—11/3/2024Fire prone areas get fire resistant construction, earthquake prone areas get earthquake resistant co...—apify_targeted
8post
Reddit
r/California
A town in California is fireproofing homes by law. Could Washington soon follow the strategy? — A wildfire destroyed 90% of a town in California. Now, it's using building ordinances to entice insurance companies back.11/3/2024A town in California is fireproofing homes by law. Could Washington soon follow the strategy? — A wi...—apify_targeted
0post
Reddit
r/California
—5/14/2025Specifically, it’s the factored base year value + 1.022 million. This mainly affects houses bought e...—apify_targeted
0post
Reddit
r/California
—5/14/2025They gutted it a few years ago. It used to apply to all inherited properties. Now it only applies to...—apify_targeted
0post
Reddit
r/California
—5/14/2025Older homeowners who bought their homes decades ago, homeowners who inherited their primary residenc...—apify_targeted
0post
Reddit
r/California
—11/15/2023[deleted]—apify_targeted

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