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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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redditr/InsurancepostunknownScore: 90

First time with California Fair Plan

First time with California Fair Plan We all know insurance is increasing, so I thought I was doing the right thing by working with a broker. They suggested the California Fair Plan and a secondary plan to cover everything else. Alright, fine, because it came to $1k less than my renewal. My question is, did anyone who went with the California Fair Plan have to pay the Quote first before the secondary policy was issued? And did anyone have an issue with the California Fair Plan also billing your mortgage company? Therefore, paying twice.
Source URL
https://www.reddit.com/r/Insurance/comments/1q8ukrj/first_time_with_california_fair_plan/
Post Date
1/10/2026, 4:29:34 AM
Scraped At
3/15/2026, 12:26:30 AM
Thread ID
1q8ukrj

Metadata

{
  "score": 0,
  "title": "First time with California Fair Plan",
  "subreddit": "Insurance",
  "num_comments": 4,
  "scrape_method": "apify"
}

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reddit — completed — 437 posts collected