California E&S Insurance

No, the department of insurance, since 2017, has had a maximum rate of 6.9% per year (for filed rates, your policy may go up more due to inflation of coverages), which is about 200-400% underpriced for wildfire prone areas. Thats why all the carriers cancelled/left. The department of insurance of california is by far the most difficult to deal with, in the name of protecting the consumer

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