California E&S Insurance

This is really great news for ALL of us with smoke damaged standing structures. Even if smoke damage is covered in our policies, most of us have been fighting tooth and nail for every last dime. Our adjuster just straight up ghosted us for two months! Stopped paying ALE, refused to read any additional reports we had written up, etc. Our home is completely unlivable due to the smoke damage we have and almost all of our personal property inside the home is a total loss (clothes, furniture, electronics, all porous goods) but the insurance companies are counting on us running out of money and moving back into toxic homes out of desperation. It's a recipe for disaster.

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