California E&S Insurance

Interesting thread and I'm thinking what to do about my latest insurance bill. The increase from last year is over 1,000%! Also my insurance can only be purchased thru the CA Fair Plan, which should be named the UNFAIR plan. We are not prone to fires in Eureka, CA; but the area about 150 miles east of us burned down two years ago and now the insurance companies increased the border lines to include Eureka, CA. Eureka is damp and high humidity but we are included in the updated fire zone. Of course it does not help that many companies are no longer writing new policies in California.

{
  "thread_title": "Will home insurance become so uneconomical/awful it makes sense to self-insure?",
  "scrape_method": "beautifulsoup"
}