California E&S Insurance

Agency M&A consultant. I consult on situations like this all the time. Sadly it’s super common. Unfortunately in many cases the answer is leave because you won’t change the family dynamic. Listen to the scratch agency podcast. The host Stephen left a 4 generation family agency to start his own. Don’t think it was similar drama, but similar decision. I’m sure he would chat with you about his journey. Yes you are right. Buying is expensive, but there can be great opportunities if you network directly with small town owners getting ready to retire. Do not buy a small book of business <$300K through a broker, but do work with an advisor. I don’t normally do this because they are a competitor of mine, but connect with IA Valuations, it’s a division of OIA and they may be able to give you some pointers or recommendations in your state.

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