California E&S Insurance

Am I FatFire Ready? 38 years old, married, 2 kids under 6 and a third and final kid in the way. Live in HCOL area but not California or NY. 7m taxable 400k retirement 2.7m private equity across multitude of funds (holding at cost - I expect this to at the VERY least go 1.5-1.8x). House is paid off 2.4m value 480k in 529 plan but will shift some accounts for intellectually disabled individuals that provide more flexibility and not contributing any more to 529 850k comp plus various equity incentives Wife stays home with kids Our kids both have developmental issues Annual spend roughly $250k once including buying health insurance on our own Have a feeling I may be laid off soon and considering calling it a day to stay home and spend time with my kids and try to give them the best possible outcomes given the hand they were dealt. Do I have enough? How much cushion do I have if spend assumptions are too low?

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  "score": 0,
  "title": "Am I FatFire Ready?",
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