California E&S Insurance

So @LeeV - I really want to thank you for posting this graph - I really think you did an outstanding job of confirming what the reporters at Bloomberg and the Insurance Journal stated with your chart! As you can clearly see this chart does show an increased frequency of less rain annually. [Not sure if these what qualifies as droughts, that is a somewhat technical term, I wont touch.] But based on the graph that YOU have provided you can clearly see that only Once in the first fifty years [1877 to 1927] of this chart did 5 inches [approximately] or less of rain fall, while in the last fifty years [1973 to 2023]-about six times this has happened. During about 1877 to 1927 approximately 12 times less than 10 inches of rain have fallen vs about 18 times in 1973 to 2023. And as we discussed the 2024-2025 Rain year looks to be almost non existent and is not even on this chart yet, since we are in the midst of the rain year.

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