California E&S Insurance

Fire Insurance? Hello Grass Valley 🖐😃 I'm curious about homeowners insurance in Grass Valley. Particularly those properties outside of town surrounded by forest. Is the CA State $$$$$ plan the only option available? I live in San Diego where there are barely any trees (lol) and even being surrounded by green golf courses puts you in a "high fire risk zone" so I imagine I can answer my own questions but would you also help answer it?

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  "score": 0,
  "title": "Fire Insurance?",
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