California E&S Insurance

What are people near canyons doing for home owner's insurance? We've never had a single homeowner's insurance claim (in any property) but have now been dropped by the third insurance company in the last four years. This time, it was State Farm. They said, *"Policies that present the most substantial wildfire or fire following earthquake hazards, or are in areas of significant concentration, are no longer eligible."*

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  "title": "What are people near canyons doing for home owner's insurance?",
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