California E&S Insurance

I’ll add, my aunt is an actuary. Listening to her talk about climate change effects on, for example, property insurance is staggeringly depressing Between insurance and interest rates, I’m pretty sure we will die in our current home. EDIT: I mean my wife and I are unlikely to sell our home, we have a crazy low interest and payment is under a grand (4bd2ba 2 car garage). We will be paid off before retirement and as long as our legs hold out for the stairs we won’t leave

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