California E&S Insurance

1. This feels pretty irrelevant. 2. Not uncommon in conversions. 3. Its a basement flat, there is almost always damp due to their nature of being partially underground. 4. Not an issue, you can try but they can tell you to go whistle. 5. Steps issue is common, not much you can do to force the issue. Main roof could last another 20 years based on that, bay roof not your problem, worth looking at the lease for how building fabric issues are resolved. Arguably you may be liable for a portion of main roof replacement but the rest realistically sounds like it‘d be the other property, get your solicitor to ask these questions.

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