We had a similar situation. In our case the insurance renewed only a couple months after the death, but we had to change it because we no longer let two of the key rate factors. My Dather in law was no longer alive and he is a key factor in the rate charged. Second was the house was no pager occupied and that changed the risk profile. The insurance company was sending a clear message they could deny a claim if one was to happen.
Second on the roof, it is up to you. Make sure you document the roof getting fixed. Photos, real invoices. Insurance companies are getting very strict on how they cover roof damage. Also roofers probably have the highest workers compensation risk for residential trades. If they are not licensed, they likely don’t have workers compensation. Meaning they get hurt and you pay. Ideally your contract with the roofer would have them indemnify you for this.