California E&S Insurance

This is an interesting and terrifying take. Basically, it's saying get the hell out, or harden the fuck up. And right now it's all "fires!", but earthquake has the potential to be as devastating, more or less instantaneous, and easily covering a larger area. The state of THAT insurance is awful, and the coverage is not going to replace anybody's home. So yeah, insurance companies don't give up a profit center.

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