How much of your net-worth to put into your home
I am looking to buy my first home next year and can basically buy it all in cash in Southern California, I have about 80% of the downpayment saved up, would take a fairly small loan, and plan to pay it off within 4 years. I’m trying not to go much higher for the house price. In order for that to happen I would have to put in basically all I’ve got (minus a 75k emergency fund I’ll keep aside).
I’m wondering what you all would recommend doing - would you put as much cash as you can upfront or wait it out and pay it over a longer period of time (so you can invest in with the remainder of your money)
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