Thanks for the info. We're in Missouri. We have an independent agent, but she hasn't given us the option of a high deductible yet. She said she had a hard time finding anyone to take us on. Yesterday she told us she found two companies, one of which gave us the $4,300+ quote and we haven't heard about the other yet. I've never used this or any other forum before. Is there a better way to contact people who may no more about our specific situation?
Thanks for the help.