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redditr/personalfinanceposthomeownerScore: 0

Homeowners Insurance Dropping Us

Homeowners Insurance Dropping Us Our homeowners insurance is dropping us because of too many water related claims in 2 years of ownership. The first was for pre-existing mold discovered during a kitchen remodel that likely resulted from a faulty upstairs bathroom remodel by the previous owner (bathroom was fixed before we purchased but the water damage had been done). That claim was denied because it pre-dated our policy. The second claim was a basement flood due to a faulty sump pump (replaced with new primary and battery back up sump pumps), and third was a basement flood due to epic rain-induced blockage of our waste water line (sump now exits on corner of our property rather than into the waste water line). Insurance paid out for damage from first and second claims, and we've paid out of pocket to remedy both issues. Any advice for convincing our insurance not to dump us? Is providing evidence of remedial measures a waste of time? And any tips for finding a new provider given this development?
Source URL
https://www.reddit.com/r/personalfinance/comments/lsye4j/homeowners_insurance_dropping_us/
Post Date
2/26/2021, 2:08:34 PM
Scraped At
3/15/2026, 9:25:28 AM

Metadata

{
  "score": 0,
  "title": "Homeowners Insurance Dropping Us",
  "subreddit": "personalfinance",
  "num_comments": 332,
  "scrape_method": "apify_targeted"
}

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reddit — completed — 1798 posts collected