Dealing with this now after a water heater leak 2 weeks ago. Property management has been a nightmare and STILL has not ripped up the vinyl flooring. I am worried things may grow mold. Asked insurance agent if say the couch started growing mold in another week could we add it to claim. Imagine my surprise when they said that my policy doesn’t even cover mold. They also suggested I bring an 8x10 rug to the laundromat to clean so it’s not looking great