California E&S Insurance

California Fire Insurance Moratorium Ending Anyone living or looking in California knows that fire insurance has been difficult to secure, and the state placed a one year moratorium on non-renewals for certain zip codes (http://www.insurance.ca.gov/01-consumers/140-catastrophes/wildfirenonrenewalinfo.cfm) That moratorium ends in November. Also, in November, California will be releasing new Fire Hazard Severity Zone maps for the first time since 2008. (Current maps can be found here: https://osfm.fire.ca.gov/divisions/wildfire-planning-engineering/wildland-hazards-building-codes/fire-hazard-severity-zones-maps/) My question is, how will this impact home prices? Will the zones’ increase in size, coupled with the end of the moratorium, decrease supply further and inflate prices in low risk areas? Will this further inflate prices in urban cores and the Central Valley plains, where fire risk is lower? My realtor seems to think it won’t make much of a difference, but I have my doubts. What are your thoughts ?

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  "title": "California Fire Insurance Moratorium Ending",
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