California E&S Insurance

Yep. This isn’t just a California thing either. Parts of the South a battling a similar situation with flood insurers. As these disasters get larger and more unpredictable, companies aren’t willing to expose themselves to risk. In turn, housing markets tend to fall. Is a home really worth $500,000 if it’ll burn or flood in a few years…? It’s fucked because the average person is at risk to lose the most. Could you imagine? Lose your home, possessions, and still have to foot the mortgage…? The little guys get fucked.

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