California E&S Insurance

>One coworker of mine claims that in the event of a major event that causes lots of people to file claims, the earthquake authority will go bankrupt and you won't get anything anyway. While totally possible, there are other events that cause plenty of damage but aren't "the big one." Like the Napa quake in 2014. >Others have told me that if your home is majorly damaged, you should just sell because the land is where the value is at. Can you afford to hold? "Just sell" when everyone else is doing the same will either mean you can't sell or you sell at a much lower value. All that said, most people don't have it - expense being the primary reason why.

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