California E&S Insurance

We are academics working with professionals. I'm sorry that what we have written so far does not satisfy your personal standards. We will continue to work on that aspect. You may feel free to look up details regarding what we have mentioned on your own, such as the rate of subsidence in the central valley, Stockton CA sea level rise estimates, extreme heat risk locations, wildfire statistics per square mile in different regions, power shut off warnings from utility companies, current storage levels in freshwater dams. We do field work and gather information from research that has already been done to make risk assessments. We don't come up with these scenarios out of thin air. Thanks for the feedback. Although it is criticism it is still helpful to us.

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