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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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insurance-forums.comcommentagentScore: 0
Thanks for the replies. Please understand, I really do get why the companies don't want to write in wildfire areas. They're not nonprofits. I wouldn't write the properties either, if I owned the business. But I'm a mom-and-pop broker who can't do business right now. It's just frustrating that a home nowhere near brush (in a suburb, PC2) gets declined due to being two miles from a fire that happened four years ago. I've been quoting FAIR/DIC left and right, but at the last minute the client finds a policy with USAA or State Farm. And, of course, I'd love to find a way to get quicker quotes, even if they're a decline.
Source URL
https://www.insurance-forums.com/community/threads/selling-homeowners-in-california.106684/
Post Date
9/14/2021, 12:00:00 AM
Scraped At
3/15/2026, 3:50:26 AM

Metadata

{
  "thread_id": "106684",
  "thread_title": "Selling Homeowners in California",
  "forum_section": "P&C Insurance Forum",
  "scrape_method": "firecrawl"
}

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insurance-forums.com — completed — 80 posts collected