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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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insurance-forums.comcommentagentScore: 33
Thanks for posting that! Yep, that's a great snapshot of what's going on right now. It took six weeks for an application to be approved, then the premium tripled because, while I submitted in November, the December rate change happened while I waited so the premium was now triple. Almost $30k. I submitted a $10 endorsement in November for another policy, it was approved after a month, we paid it, and a new dec page still has not issued. We received the payment notice (no grace periods, etc.) from FAIR, and I'm sure they didn't take steps to notify their customers, so we mailed letters to all of our clients on the FAIR Plan just to make sure they knew about it. I actually turned down business this week because I don't want to deal with FAIR until they return to some semblance of reliability and timeliness.
Source URL
https://www.insurance-forums.com/community/threads/ca-fair-plan-issues.112101/
Post Date
11/29/2023, 12:00:00 AM
Scraped At
3/15/2026, 3:50:23 AM

Metadata

{
  "thread_id": "112101",
  "thread_title": "CA FAIR Plan Issues",
  "forum_section": "P&C Insurance Forum",
  "scrape_method": "firecrawl"
}

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insurance-forums.com — completed — 80 posts collected