California E&S Insurance

Home Insurance Carriers: good and bad? To my neighbors dealing with wildfire home insurance claims: It looks like there is a California bill that may be passed requiring insurance companies to pay out the policy’s Contents Limit to homeowners without requiring an itemized list from them. Actually, some insurance carriers have already been paying policyholders at least 75% of the contents limit without requiring a detailed inventory. Some carriers, on the other hand, have not been so gracious to their customers! Here is a document from the CA Dept of Insurance that shows which carriers are already paying 75% of the Personal Property limit without a detailed list, and which are not. The ones on the left are looking like the good guys! The ones on the right, well, not so much: file:///var/mobile/Library/SMS/Attachments/68/08/10C7EBC0-8DF8-4475-B730-80747376C1C0/InsurerResponsestoContentsInventory03052025.pdf

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