California E&S Insurance

Home owners actually have the ability to prevent fires using a variety of well documented techniques to prevent ignition. https://www.fire.ca.gov/home-hardening If everyone had hardened their home the wildfire probably wouldn't have spread so uncontrollably. There were documented cases of hardened homes surviving, most people didn't harden their homes and there is no legal mandate requiring anyone rebuilding to do so in a hardened fashion either.

{
  "score": 0,
  "title": "",
  "subreddit": "LosAngeles",
  "num_comments": 0,
  "scrape_method": "apify_targeted"
}