Oh I hear you! Owning in an extreme fire risk zone (not to mention other natural disaster zone) is pretty worrisome right now. My place is on the market now (and BFs place sold in May) so I'm in that agitated state where I just want to be done. The high heat and dry brush right now is scary! I love the little place but it was only suppose to be for a couple of years then I'd move elsewhere anyways. My insurance did go up by quite a bit but because I don't have wildfire insurance - just regular HOs insurance which doesn't cover wildfires - I'd lose it all. Down on the coast now and will start looking for a rental "somewhere" rather then buy again at this time. I've had problems renting solo in the past due to a lower FIRE income but pooling our incomes will eliminate that problem.