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California E&S Insurance

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Homeowner experiences, agent discussions, E&S/surplus lines, and FAIR Plan coverage in California wildfire zones

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redditr/InsurancepostmixedScore: 50

Is the CA Fair plan ACV only like it is in many states? If so, and the Farmers policy treats fire like any other loss, then go Farmers.

Source URL: https://www.reddit.com/r/Insurance/comments/1r5oveq/homeowners_insurance_in_ca/o5l8yie/
Post Date: 2/15/2026, 11:02:00 PM
Scraped At: 3/15/2026, 8:44:52 AM

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{
  "score": 0,
  "title": "",
  "subreddit": "Insurance",
  "num_comments": 0,
  "scrape_method": "apify_targeted"
}

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reddit — completed — 144 posts collected