California E&S Insurance

Anyone else's car and home insurance jumped? We use Farmers. Home insurance for a standard 2-story house in Outer Sunset was $1,243 in 2022, then $1,816 in 2023. That's a 46% jump! Similar thing with our car insurance (2 very old cars, driven minimally at about 4k miles per year, zero accidents or tickets): $985 in 2023, then $1,286 this year, which is about 30% increase. Did this happen to anyone else? Our agent explained that there's a lot of changes in the insurance industry recently, and a lot of companies are refusing new customers. She also said this is especially true for California due to fires and earthquakes. I can see how natural disasters affect home insurance (even then, 46% increase seems incredible), but I'm surprised by the car insurance increase. Just wondering if anyone else is seeing the same thing before I pay the renewal bill. Thanks in advance.

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  "title": "Anyone else's car and home insurance jumped?",
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