Honest opinion on California Fair Plan?
I'm looking into buying a manufactured home in a flood zone in california. The only insurance I have been able to find is the California Fair Plan. I would have to get a DIC policy and a flood policy.
Is the California Fair Plan subpar insurance? I've heard it being referred to as "last resort" insurance. I don't want to be stuck with overpriced insurance that doesn't have much coverage.
Thanks in advance.