California E&S Insurance

Should we walk away or is this just home ownership? We are under contract for a $615k with $10k for closing costs (listed for 625k) home in Orlando,Fl area that was built in 2005. I love the layout and location, house checks a lot of boxes and is zoned for walking distance to all the schools we prefer. We are currently in our inspection period. We had our inspection yesterday and the major concerns (in my opinion) are as follows: -original roof: less than 2 years of life left, needs replacement, insurance is a concern -Sewer line has a partial blockage from root intrusion: it’s about 4 feet from the sewer drain out and should be a relatively easy fix, just need to dig down and have a section of pipe replaced. -water heater is 21 years old: replacement recommended as useful life is typically 12-15 years -HVAC: inspector said it’s working and looks in decent condition. System is 9 years old. We hired an additional HVAC company to also look and it was noted by both the condenser is unlevel and the air handler is sinking. HVAC people also said the coolant is low and possibly leaking. They recommended a new system and new ductwork. Not sure if they are taking advantage of us or if it’s truly a concern for the next year. Plenum has organic growth on it. -reclaimed water meter is broken and not dial is not tracking. Again not sure if this is an immediate issue. Ultimately the water bill should tell us if we are being charged for a leak I think. -only one window in the house could open: inspector stated it’s likely due to the owners never opening the windows but was also very unusual. I like to open windows so am I looking at a window replacement? Likely the windows are original so 21 years old. Is that even a timeframe for windows to need replacement? Am I overreacting about the amount of work this place needs or is this expected with a house this age? I’m afraid I’m going to have to put $75k into the house on major systems just after closing. Are these repairs the sellers are just trying to pass on to me as the new buyer? STATUS UPDATE: We submitted $500k with no $10k seller closing costs and they don't fix anything. They send cancel. We are back on the hunt and have 8 months left on our rental house so plenty of time! Thank you all for the Feedback, it is appreciated more than you know!

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  "title": "Should we walk away or is this just home ownership?",
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