California E&S Insurance

Edison Compensation Program for renters. Are you all getting fair offers? Hi All, I was a renter that lived in an ADU in Altadena DINS zone 1 at the time of the Eaton Fire. My unit was deemed "Affected". While the unit was left standing, I was forced to relocate, I lost my lease due to inhabitability, and smoke damage was enough for my insurance to consider my belongings a total loss. In basically every aspect other than the 4 walls that were still standing, I did suffer a total loss. Remediation companies wouldn't even consider me, so my only option was to have my unusable belongings hauled away and I ended up with nothing anyways. I did get a much more expensive lease, so that's good. I submitted a claim form through Edison but have yet to receive a reply. While reviewing the compensation program, I couldn't help but notice the SIGNIFICANT difference in compensation between renters that had their 4 walls burned down versus those that didn't. Reaching out here because admittedly I do not have high hopes for compensation matching the total loss I sustained, purely because the structure is still standing. With all the evidence coming out of lasting environmental damage, the total loss feels even more appropriate. Are there any renters here that sustained smoke damage that received reasonable offers above what the compensation plan examples show? From what I have gathered so far, it seems that renters, especially those of us with "just" smoke damage, are getting far less than a fair deal, with less lawyers willing to assist and less options for recourse than a total loss may get, purely because 4 walls are still standing.

{
  "score": 0,
  "title": "Edison Compensation Program for renters. Are you all getting fair offers?",
  "subreddit": "altadena",
  "num_comments": 7,
  "scrape_method": "apify_targeted"
}