The state should be charging more for FAIR and trying to get as many people off it as possible
There’s already been reporting that the taxpayer is exposed to enormous losses as enrollment has ballooned
Much better to have a robust private marketplace of carriers that will compete for people’s business. Failing to let rates rise to account for actual fire risk has been a policy disaster and it could get worse if there is a bad fire year and the state takes huge losses due to their risk exposure with FAIR