California E&S Insurance

California Casualty Insurance I have been with California Casualty for over 10 years. Up until now, I have had their auto insurance and after buying a new house decided to go with them for the homeowners insurance. Everything was going great until they looked at my digital, yes they have you walk through and around your house with your phone, walkthrough. They began making claims, after they already began covering me, that things needed to be repaired, such as some small amount of rust on sink pipes or old mildew stains. We knew this house was going to take some TLC but these were all projects on the list and none of them were anything that would compromise the house and could be dealt with in a years time. The list included more than 7 things to which I all corrected except for one. This was me working on the house every weekend and some days after work to get these accomplished. They wanted some trees pruned that were at the edge of our property in the backyard and did not pose a risk to anyone or anything. I explained the trees were being removed the following month and asked if they could wait. Well they didn't, they cancelled my policy 12-22, yes the day before Christmas Eve...... . Due to the Holiday , I can't get insurance until after the holiday so there is now a lapse in my insurance. The worst part about all of this is they strung me along asking me to fix all these things and when I corrected all but one, they decided it wasn't good enough, even for a customer who has been with them for years and only had one claim with them. I used to refer friends to them but now I am pulling everything. You would think with an insurance name with California in it, they would want to keep their customers in California but just like all the other insurance companies, they too are obviously trying to get away from this state. I will be fair and say that their customer service prior this was always fast and expedious but they seem to have decided that loyalty is not important to them anymore. I will add that I do not live in a fire or flood area so I'm pretty low risk for them. With everything else going downhill in this state, I can't wait to get out. If you buy a house in California, good luck getting decent insurance at an affordable rate because even the insurance company that is named after and founded in California does not want to insure here.

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  "score": 0,
  "title": "California Casualty Insurance",
  "subreddit": "homeowners",
  "num_comments": 5,
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