redditr/HomeInsuranceposthomeownerScore: 70
NorCal: what companies will supplement FAIR plan bc of knob and tube?
NorCal: what companies will supplement FAIR plan bc of knob and tube?
I’m having to get the FAIR plan for fire bc no one will insure knob and tube (I’m incorrectly insured by another carrier bc I didn’t know fuses were diff than circuit breakers—which am now educated very much on, but need to change insurance companies) but my broker said that he couldn’t find a company that will provide the supplemental insurance (DIC-differing conditions) bc I have knob and tube. This makes no sense. The DIC insurance isn’t for fire yet he is saying there isn’t a company in CA that will offer my house DIC insurance. This seems unlikely.
I don’t live in a fire neighborhood, my roof is brand new , my house is just 100 yrs old. But so are all the thousands of homes in the Bay Area. And those that are getting bought everyday, who ostensibly need home insurance.
Question to those on FAIR Plan with knob and tube, what company do you have that is offering you DIC ?
- Post Date
- 2/5/2026, 3:40:52 AM
- Scraped At
- 3/15/2026, 9:25:03 AM
- Locations
- Bay AreaNorCal
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