California E&S Insurance

Fire defense plan adequate enough to convince insurance companies to insure our homes again My house burned down too and from what I hear, it will be difficult if not impossible to get insurance on homes in this area which means banks will not loan funds to rebuild. I know everyone wants to get their homes rebuilt, but we need to have a drastic and proactive approach that might involve using some of our insurance payouts and any SCE payouts if the lawsuit is successful on something like a foothills wide fire defense plan that includes multiple layers of staggered ember mesh walls, backup water tanks on every property within 500 feet of the wilderness border, mandatory exterior fire sprinklers, strict inspection schedules, and certainly other items as well. What do you guys think about trying to get our community, governments and agencies, fire department, water company, insurance companies, and utility companies on board with implementing a plan like this? If we can use funds from any lawsuit payout to sufficiently defend against future fires so that insurance is willing to offer reasonable premiums in our area, our property value would go up and maybe that can count towards whatever liability SCE might be found to have. It seems like we are on the front lines of a new war against environmental disaster and we need to mobilize now or at least as soon as people affected can meet immediate needs.

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  "title": "Fire defense plan adequate enough to convince insurance companies to insure our homes again",
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