California E&S Insurance

IMO the % of income isn’t as important as how many $ you have left each month after PITI, and if that covers your expenses (and hopefully with a gap to save for emergencies/future renos). You didn’t put $s here which is fine, but you can work it out for yourself I went for a slightly more risky PITI:income ratio than this community would recommend, and I have no regrets. But I also had a fairly high income (live in VHCOL) and knew I was in line for a raise which I have since gotten. So, I had enough $ to cover my monthly expenses. Moral of the story is everyone is unique so don’t use rules of thumb

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