California E&S Insurance

Also, if you have flex ducting and lead then replacement is recommended for that. I assume State Farm sent HVACi? They’ve verbally told people it needs to be replaced, and the reports always just say to be cleaned. If you had someone else say they need to be replaced, keep pushing. Ask that State Farm provide in writing why they are denying the experts recommendation. Often, they just want to see who is going to accept it, and who is going to fight it.

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