California E&S Insurance

We are closed.  Fires are officially someone else's problem.  I canceled our insurance on the house yesterday, effective the day after closing (so through last Saturday). I definitely agree on the "not pretty" assessment though. We were somewhat on the fence about selling or continuing to rent.  I suspect we'd have sold anyway, but threads here about insurance got my brain going in that direction, and like you, as I learned more, I saw trouble down the road. I figure escalating insurance costs, increasingly uninsurable homes, and more climate-based home destruction would all lead to plummeting house values and I wanted to be out before we were racing to the bottom. It is a weight lifted to not only no longer be a landlord, but also to be out of the CA RE market.  I love so many things about SoCal and San Diego, but it was time to stage left, before I was doing so chased by a bear.

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